Brent Miranda - Your Medicare Coach
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Our Services
01.Turning 65
Transitioning to Medicare can feel overwhelming with all the mail and ads. As an independent, veteran-owned advisor, I simplify your Initial Enrollment Period. I break down Parts A, B, C, and D in plain English so you understand Bring a list of doctors, pharmacies, and prescriptions. We sort what you need now, what can wait, and how Advantage, a Supplement with Part D, or Original Medicare differ — in plain English. You're in control. I'm just there to explain your options and answer questions.
02.Medicare Advantage (MA/MAPD)
Medicare Advantage plans bundle medical, hospital, and drug coverage—often with extra dental, vision, and hearing perks. However, doctor networks and copays change every year. I run objective, side-by-side audits of local HMO and PPO options to verify that your primary care physicians, specialists, and preferred hospitals remain in-network. I make sure you get the maximum extra benefits without facing unexpected out-of-pocket costs at the clinic.
03.Medigap (Medicare Supplement) & Optional Part D
Prefer total freedom to see any doctor or specialist in the nation without network restrictions or referrals? A Medigap policy works alongside Original Medicare to cover the 20% out-of-pocket gap. I help you compare top-rated plans (like Plan G and Plan N) to lock in predictable medical costs. Then, I can pair your policy with a standalone Part D prescription plan, auditing your exact medication list to keep pharmacy copays as low as possible.
04.Veteran & TRICARE Benefit Coordination
As a fellow military veteran, I understand how much you value the benefits you earned through your service. Many veterans don't realize they can add a $0-premium Medicare Advantage plan alongside VA healthcare or TRICARE For Life. This coordination unlocks non-VA dental, vision, and hearing coverage, gives you access to civilian doctors close to home, and provides a valuable safety net without interfering with your VA care.
05.Dual Eligible (D-SNP) & Low-Income Subsidy Support
Healthcare costs should never strain a fixed income. If you qualify for both Medicare and Medicaid, or receive Extra Help with prescription costs, specialized Dual-Eligible Special Needs Plans (D-SNPs) are available. I guide you through the enrollment process to unlock maximum extra support—including $0 copays on covered prescriptions, monthly allowances for healthy groceries and utilities, free transportation to medical visits, and comprehensive dental care.
06.Specialized Chronic Condition Plans
Managing ongoing health conditions like diabetes, heart disease, or chronic lung illness requires extra support. Specialized Medicare Advantage plans offer tailored benefits designed specifically for chronic conditions. I review these specialized options to see if you qualify for reduced specialist copays, personalized care management, non-emergency transportation, and allowance benefits for healthy food, pest control, or home modifications.